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Who We Are
As
an independent insurance agency,
our goal is to assist you in all
your insurance needs. We will
help you manage and plan for all
your potential risks. As
professionals, we assess your
needs and offer you a variety of
insurance products to choose
from.
Service, whether it is in
response to an insurance claim
or general question, is the most
important value we offer you.
We work hard to build a trusted
relationship with our customers.
We strive to make you feel both
comfortable with and confident
in our abilities by acting as
your consultant. We want you to
have the confidence in us that
your parents may have had and
that your children will have. We
are an organization dedicated to
our customers. We seek out the
best companies that offer the
appropriate coverage's at a fair
price.
Security
Group Insurance has been servicing your insurance needs
for years. We are built on the principles of providing
superior customer service and quality insurance
solutions for our customers. As an independent agent, we
work with select insurance companies that have proven
their performance over the years.
We are dedicated to getting you the best insurance
products and services available today to protect you,
your family, and your business
What We Do
Personal Insurance
Protecting your
personal belongings is always a primary concern for any
family. At Security Group Insurance, our Personal Lines
Specialists work with you to develop a custom-tailored
insurance program to protect your family, home, auto,
and other valuable possessions at the most reasonable,
competitive costs our carriers can provide. Our
lines of business include:
- Auto
- Home
- Renters
- Umbrella
- Watercraft
- Motorhomes
- Scheduled Property (Inland Marine)
- Motorcycle
PROPERTY INSURANCE
Property
Insurance covers the risk of property loss in a variety
of commercial situations, including commercial
buildings, equipment, furniture, fixtures, inventories,
business records, supplies and other physical items.
Property Insurance may cover two types of property
losses:
- Direct losses may be covered when property is
lost, stolen, damaged or destroyed.
- Indirect or consequential losses related to
direct losses may also be covered.
COMMERCIAL GENERAL LIABILITY INSURANCE
Casualty Insurance consists
primarily of liability coverages, which protect an
insured party against injury or damage claims made by
other parties.
Policies provide coverage for liability arising out of:
- Premises and Operation
- Fire Damage Liability (damage by fire to
premises rented to insured)
- Personal and Advertising Injury
- Medical Payments
- Products/Completed Operations
You may want
to consider a Business Owners Package which combines
your Liability, Property and other types of coverage
into one comprehensive policy and which can help you
save time and money on your total insurance program. And
since we live in an age of million-dollar lawsuits, you
may also want to add extra liability protection in the
form of a Commercial Umbrella Policy. We can tell you
more about these plans and if they make sense for you.
BUSINESS AUTO INSURANCE
Business Auto coverage insures
vehicles that are owned, leased, hired or borrowed by
businesses, whether they are associations, corporations,
partnerships or sole proprietorships. Business Auto
coverage may be used to insure private passenger autos
and all types of trucks, trailers, semitrailers and
commercial vehicles designed for use on public roads. We
can give you more details about specific coverages and
deductibles and about tailoring a Business Auto plan
that’s right for you and your business.
WORKERS' COMPENSATION
Workers’
Compensation coverage applies to bodily injury and
diseases arising out of and in the course of employment.
Any bodily injury must be accidental, and the term
includes death resulting from the accident. Only
occupational diseases, which are unique to the
occupation, are covered.
Workers’ Compensation provides for the payment of four
types of benefits:
- Medical benefits
- Income benefits
- Death benefits
- Rehabilitation benefits
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